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Repair Now, Pay Over Time Flexible Financing Available

Foundation, basement, and concrete repair financing through Regions Home Improvement Financing. Three flexible programs. PreQualify in minutes with no impact on your credit.

Member FDIC Equal Housing Lender Local & Family Owned 20+ Years Twin Cities Experience

We Partner With Regions Home Improvement Financing

Concrete & Foundation Solutions is proud to offer home improvement financing through Regions Home Improvement Financing, a program of Regions Bank, Member FDIC, Equal Housing Lender. Three programs are available, each designed for a different repayment style. You can PreQualify online without affecting your credit.

Regions Home Improvement Financing 6 Month Same-As-Cash — click to PreQualify

6 Month Same-As-Cash

No payments and no interest for 6 months when paid in full within the promotional period.

Interest starts accruing when funds are disbursed. Interest is waived if loan is repaid in full within the same-as-cash period.

Best for: Homeowners who plan to pay off the project within 6 months, such as those waiting on insurance reimbursement, tax refund, or planned savings.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Regions Home Improvement Financing 12 Month Same-As-Cash — click to PreQualify

12 Month Same-As-Cash

No payments and no interest for 12 months when paid in full within the promotional period.

Interest starts accruing when funds are disbursed. Interest is waived if loan is repaid in full within the same-as-cash period.

Best for: Homeowners who want a longer same-as-cash window to pay off the project before any interest applies.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Regions Home Improvement Financing 5 Year Fixed Loan at 7.99% APR — click to PreQualify

5 Year Fixed Loan at 7.99% APR

Predictable monthly payments at a fixed rate over 60 months.

60-month installment loan. 7.99% fixed APR. Subject to credit approval.

Best for: Homeowners who want simple, predictable monthly payments stretched out over a longer period.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Which Option Is Right For Your Project

1 Choose Same-As-Cash if...

  • You expect to pay off the project within 6 or 12 months
  • You are waiting on insurance reimbursement, tax refund, or planned savings
  • You want zero interest if paid off in time

2 Choose the 5 Year Loan if...

  • You want predictable monthly payments
  • You prefer a longer repayment window without watching a deferred-interest deadline
  • You want a fixed rate that does not change

Not sure which one fits? Talk to your inspector during your free inspection or call us at 612-875-4819.

PreQualify In Minutes Three Easy Ways

PreQualify Online

Use the PreQualify link on any of the three program cards above to check your eligibility through Regions Home Improvement Financing without affecting your credit.

During Your Free Inspection

Your Concrete & Foundation Solutions inspector can walk you through financing options on-site after assessing your project. Many homeowners PreQualify in minutes from their phone during the visit.

Call Us

Call us at 612-875-4819 and we will walk you through the programs and help you start your application.

Ready to Start? Schedule Your Free Inspection

Don't wait for the problem to get worse. Request your free, no-obligation inspection today.

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Or call us right now at 612-875-4819.

Financing Questions | Answered

Will applying affect my credit score?
Regions Home Improvement Financing offers a PreQualify option that lets you check your eligibility with a soft credit inquiry, which does not affect your credit score. Final loan approval involves a standard credit application.
How does Same-As-Cash actually work?
Same-As-Cash means no payments and no interest are charged during the 6 or 12 month promotional period as long as the loan is paid in full before that period ends. Interest starts accruing when funds are disbursed but is waived if the loan is repaid in full within the same-as-cash window. If the loan is not paid off by the end of the period, accrued interest is added to the balance.
Who is the lender?
Regions Home Improvement Financing, a program of Regions Bank, Member FDIC, Equal Housing Lender. Regions is a major U.S. bank with a dedicated home improvement financing program for approved contractors.
Can I combine financing with insurance coverage?
In many cases yes. Insurance can cover part of the repair while financing handles the deductible or any uncovered portion. Talk to us at 612-875-4819 about your specific situation.
How fast is approval?
Many homeowners can PreQualify in just a few minutes online or during the inspection visit. Final approval depends on the program and your application.
Is there a minimum or maximum loan amount?
Loan amount limits depend on the program selected and your approval through Regions Bank. Call 612-875-4819 to discuss your specific project size.

Don't Let Cost Wait Fix It Now, Pay Over Time

Foundation problems get worse the longer you wait. Financing makes the right repair affordable today. PreQualify online, talk to your inspector, or call us directly.

Regions Home Improvement Financing logo
Member FDIC
Equal Housing Lender

Financing provided by Regions Home Improvement Financing, a program of Regions Bank, Member FDIC, Equal Housing Lender. Subject to credit approval. Loan terms vary based on program selected. Same-As-Cash promotional offers: Interest starts accruing when funds are disbursed. Interest is waived if loan is repaid in full within the applicable same-as-cash period (6 months or 12 months, depending on program selected). 5 Year Fixed Loan: 60-month installment loan at 7.99% fixed APR. Minimum loan amounts may apply. Programs and rates subject to change. Concrete & Foundation Solutions is an authorized contractor of Regions Home Improvement Financing. License MN# BC766890.

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